Dive and Travel Insurance

Unexpected events can occur when traveling and diving.  There are different types of insurance that apply to dive accidents, travel interruptions, medical emergencies and equipment damage and loss.  These events can be costly.  There are a number of companies that provide insurance covers.

DAN (Divers Alert Network) members have access to a number of insurance plans that are designed specifically for divers.  These can be reviewed at http://www.diversalertnetwork.org/insurance/.  For the money, the Preferred Dive Accident Plan is the one that I have used since I began diving.

Through the firm of Senn, Dunn, Marsh, and Roland, LLC, equipment coverage is provided exclusively to DAN Members.  Information as to this equipment insurance coverage can be accessed through https://www.h2oinsurance.com/.  Insurance coverage can include dive equipment, cameras, housings, lenses, lights and strobes for water damage (flood coverage), loss and other damage.   There is a simple on-line enrollment process and the coverage is very reasonable.

There is insurance coverage also offered by other entities such as PADI, NAUI, DiveSafe, Inc., Dive Assure, and Diver’s Security Insurance (DSI), and there may be more.  You can check these out on their websites.  I have no recommendations as to these companies.

There is a great 2006 article on insurance at http://www.undercurrent.org/UCnow/dive_magazine/2006/RightDiveInsurance200606.html.  It is a couple of years old, so you may want to check on the updates to be current.  If anyone has any thoughts on this, please offer it as a comment to the blog.